Of course, no one plans to have a serious accident, so when one happens, the financial consequences can be devastating. According to the World Health Organization, approximately 1.35 million people die each year as a result of road traffic crashes.**
You can insure yourself, as well as your dependents, under this plan which provides benefits for losses caused by accidental bodily injury. The benefit amounts available for you are $250,000 or $500,000.
Members of the State Bar of Georgia and employees of State Bar of Georgia members, actively at work, and under age 70, are eligible for guaranteed acceptance into the Accidental Death & Dismemberment Insurance (AD&D) plan.
If you choose Enrollee & Family coverage, your dependents’ coverage is as follows: (I) Spouse or Domestic Partner Only – Insured at 50% of Enrollee Amount; (II) Children Only – Each child Insured at 15% of Enrollee Amount, not to exceed $25,000; (III) Spouse or Domestic Partner & Children – Spouse or Domestic Partner insured at 40% of Enrollee Amount. Each child insured at 10% of Enrollee Amount, not to exceed $25,000.
Dependent children are eligible to age 21, or to age 25 if a full-time student.
|Principal Benefit Amount||Enrollee Only||Enrollee & Family|
Rates do not increase with age. Rates shown are group rates and will not change unless they are changed for all insureds in your classification. Rates shown are guaranteed until 12/31/2021.
* Basic AD&D coverage is provided by the group policyholder on a complimentary basis and may be discontinued at any time at their discretion.
** World Health Organization, Road Traffic Injuries Fact Sheet, Feb 2020
Accidental Death and Dismemberment (AD&D)insurance coverage is provided under the terms of a group AD&D insurance policy, Group Policy #68074-5, issued and delivered in the state of Illinois to the State Bar of Georgia as the policyholder. The group AD&D insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Business Planning Concepts, Inc. dba Member Benefits, an insurance administrator licensed in the state of Georgia. Policy form HP10GPIL.