AD&D INSURANCE

When an accident happens, make sure you’re covered.

Accidents happen.

And the financial consequences can be devastating. Help protect yourself and your family with Group Accidental Death & Dismemberment Insurance.

Under this plan you can insure yourself, as well as your eligible dependents, providing benefits for losses caused by a covered accidental bodily injury. If you’re a member of the State Bar of Georgia (or an employee of a member), actively at work, and under the age of 70, you are eligible for guaranteed acceptance into the Accidental Death & Dismemberment Insurance (AD&D) plan.

Member-only, limited-time offer: $10,000 of Basic AD&D Insurance at no cost to you*.

✓ Member group rates
✓ Easy enrollment: no medical exams to complete
✓ Available to members, spouses, domestic partners, employees
Guaranteed acceptance for eligible members
✓ Up to $500,000 of coverage
✓ Download the plan summary »

OPTIONAL AD&D MONTHLY GROUP RATES

Principal Benefit Amount Enrollee OnlyEnrollee & Family
$250,000$12.50$20.75
$500,000$25.00$41.50

Rates do not increase with age. Rates are group rates and will not be changed unless they are changed for all insureds in your classification. Rates shown are guaranteed until 12/31/2021.

Recent AD&D insurance news.

Accidental Death and Dismemberment Exclusions
ReliaStar Life does not pay benefits for loss directly caused by any of the following:
Suicide or intentionally self-inflicted injury, while sane or insane • Physical or mental illness • Bacterial infection or bacterial poisoning Exception: Infection from a cut or wound caused by an accident; Accidental ingestion of a poisonous food substance • Riding in or descending from an aircraft as a pilot or crew member • Any armed conflict, whether declared as war or not, involving any country or government • Injury suffered while in the military service for any country or government • Injury which occurs when you commit or attempt to commit a crime • Use of any drug, narcotic or hallucinogenic agent, unless prescribed by a doctor or taken as directed by a doctor or the manufacturer • Your intoxication. Intoxication means your blood alcohol content meets or exceeds the legal presumption of intoxication under the laws of the state where the accident occurred.

* Basic AD&D coverage is provided by the group policyholder on a complimentary basis and may be discontinued at any time at their discretion.

Accidental Death and Dismemberment (AD&D)insurance coverage is provided under the terms of a group AD&D insurance policy, Group Policy #68074-5, issued and delivered in the state of Illinois to the State Bar of Georgia as the policyholder. The group AD&D insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Business Planning Concepts, Inc. dba Member Benefits, an insurance administrator licensed in the state of Georgia. Policy form HP10GPIL.