News

21
Sep

3 Tips to Help Avoid a Disability Diagnosis

With rising medical costs and a lack of emergency savings, many Americans are at risk of financial difficulty if they miss work due to illness, injury, or pregnancy. This is why it’s more important than ever to prepare for the unexpected. One way to prevent disabilities caused by illness is through early diagnosis and treatment. …

31
Aug

Changes Coming to Medicare Benefits in 2021

Like health insurance benefits, Medicare benefits can also change from year to year. Most of these changes tend to be minor, but for seniors who may be living on a fixed income it’s important to factor any Medicare rate changes into your budget planning. So what can Medicare enrollees expect in the coming year? New …

3
Aug

Do You Have Enough Life Insurance?

If something happened to you, would your loved ones be in a tough spot without your income? It may be difficult to consider that scenario, but life insurance is a way to help ensure your family will stay financially afloat after you’re gone. If you purchased life insurance years ago (perhaps before you had a …

8
Jun

A Smile Has More Power Than You Think

The act of smiling is part of a universal language that everyone understands. When someone cries, they are sad or hurt; when someone laughs, they felt something was funny; and when someone smiles, they are happy or being friendly. No matter where you are in the world, a smile will always be welcomed and understood. …

18
May

Why Young People Need Disability Insurance

When we’re young, we don’t always think about what could happen in the future. The truth is, debilitating accidents, illnesses, and injuries can happen to anyone, at any time, and any age. So no matter how young you are, it’s important to have a long-term disability insurance plan in place that can help protect your …

4
May

How to Minimize Your Long-Term Care Risk

Watching a loved one struggle with living independently in their old age is hard — being the one struggling must be even harder. Activities of Daily Living (ADLs) are used as a way of determining a person’s ability to live independently or see if they need help. That help can range from a family member …

13
Apr

What is Accidental Death & Dismemberment Insurance (AD&D)?

Would your ability to earn a paycheck be impacted if you were to suddenly lose your speech, hearing, or a limb? Would your family experience financial difficulty if you lost your life in an accident? If the answer to either question is ‘yes,’ you may benefit from Accidental Death & Dismemberment (AD&D) insurance coverage. AD&D …

23
Mar

Group Health Coverage Basics for Small Firms

Offering health insurance to your employees may sound like an overwhelming process — but it doesn’t need to be. Once you’ve identified your firm’s needs and know the basics of group health insurance, the rest is easy. So, what do you need to know first? What’s the difference between group and individual health plans? According …

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