While health insurance enrollment is typically only available during the annual Open Enrollment period at the end of the year (unless you have a qualifying life event), the 2021 American Rescue Plan Act (ARP) led to the creation of a…
It is estimated that roughly 70 percent of people turning 65 will need some type of long-term care service in their lifetime. But needing long-term care is not something strictly determined by age. Instead, the threshold for determining whether a…
It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the…
When was the last time you thought about your group health insurance and benefits offerings? Maybe it's not something you think about every quarter (or even every year) but in today's environment, employer-based health insurance and benefits packages have never…
Being a lawyer comes with a lot of responsibility, but even the most meticulous lawyers make mistakes that could lead to a costly malpractice suit. There are two easy best practices you can adopt that will help prevent these costly…
On Thursday, January 28, 2021, President Biden announced plans to reopen the federal health insurance markets for a nation-wide Special Enrollment Period. This action is being taken in response to the massive economic effects of the COVID-19 pandemic which has…
You might be surprised to learn that accidents are the third leading cause of death in the US, behind heart disease and cancer. Aside from the tragic human toll these losses take on surviving loved ones, the financial stress of…
Over the last year we’ve spent a lot of time focusing on staying healthy. We’ve washed our hands to the tune of happy birthday, worn face masks in public, and stayed home instead of going out. But when was the…
The holidays are going to look a lot different this year due to COVID-19. Every year millions of Americans pile into each other’s homes to celebrate the season with food, family, and football. That urge has never been stronger than…
Shopping for something as important as health coverage can feel overwhelming—especially if you’re looking for a plan to help protect your whole family. With the health insurance landscape changing every year, we know that it can be difficult to stay…