What is AD&D Insurance?
It may not be the most pleasant insurance product to talk about, but Accidental Death & Dismemberment insurance (AD&D) can do a lot of good for a lot of people at a time when they may need it most. While…
What is a Level-Funded Health Plan?
According to the nonprofit National Business Group on Health (NBGH) survey 2019 Large Employers' Health Care Strategy and Plan Design, the cost of employer-based health insurance is poised to reach roughly $15,000 per employee this year, a 5 percent increase…
How Chronic Stress Can Lead to a Long-Term Disability
According to Smithsonian, Gallup’s 2019 Global Emotions Report illustrated that “More than half of United States respondents—around 55 percent—reported feelings of high stress the day prior to being polled…while 45 percent said they felt worried ‘a lot of the day’”…
The 4 Most Common Practice Areas For Legal Malpractice Claims
According to an article in Insurance Journal “The number of legal malpractice claims resulting in larger multimillion-dollar payouts – as well as the dollar amounts involved – has surged in the past year, with at least two settlements exceeding $250…
What to Expect: Seeing Your Way Through Cataracts Surgery
No one ever claimed that getting older would be fun. And while the many technological advancements in medicine can’t solve everything related to aging, it can help restore vision loss due to cataracts. What are Cataracts? According to All About…
I Missed Open Enrollment and Need Health Coverage — What Are My Options?
The next official ACA Open Enrollment period isn’t slated to begin until November 1, 2019. But depending on your circumstances, you may not have to wait that long to obtain coverage. Qualifying Life Events and Special Enrollment Periods Sometimes our…
The Truth About Protecting Your Family With Life Insurance
When you think about your assets, what comes to mind? Is it your home? Car? Investments? Or is it something a bit harder to put a price tag on? If you’re anything like approximately eighty-one percent of other Americans, you…
Helpful Dental Hygiene Hacks for Kids
A common question among parents is when they should begin teaching their children oral hygiene. Many dentists assert that parents can start laying the groundwork for good brushing habits before their child’s first tooth even breaks the surface. According to…
Debunking the Most Common Long-Term Disability Insurance Myths
When was the last time you thought about what would happen to your family if you suddenly couldn’t work? If you have to think about it, then chances are, it’s been a while. The simple truth is that one out…
Trending Employee Benefits That Companies Should Be Aware Of
The U.S. unemployment rate is now at its lowest levels since 1969. This strengthening of the American job market has given many workers the confidence to reassess their employment situations in a way that they may not have felt comfortable…