What is Accidental Death & Dismemberment Insurance (AD&D)?


happy couple in kitchen on houseWould your ability to earn a paycheck be impacted if you were to suddenly lose your speech, hearing, or a limb? Would your family experience financial difficulty if you lost your life in an accident?

If the answer to either question is ‘yes,’ you may benefit from Accidental Death & Dismemberment (AD&D) insurance coverage. AD&D insurance is designed to help you and your family meet the financial challenges that come with experiencing a life-altering accident.

Keeping You Covered

A life-changing accident can happen at any time. And according to the CDC, accidents are the third-leading cause of death in the United States – claiming more than 167,000 lives in 2018 alone.

AD&D insurance is similar to life insurance in that it pays a benefit to your beneficiary(ies) if your death is the result of a covered accident. But unlike life insurance, an AD&D insurance policy can also pay a benefit to you if you experience a serious injury resulting in the loss of a limb, a hand, foot, sight in one eye, speech, or hearing, among others.

A Valuable Benefit of Your Bar Membership

As a member of the State Bar of Georgia, you can enroll for $10,000 of basic AD&D insurance coverage at no cost. During enrollment you’ll also have the option to purchase additional coverage for a low monthly rate.

To activate your complimentary coverage or learn more about all of the other products available to you through the Private Insurance Exchange for State Bar of Georgia, visit https://gabar.memberbenefits.com/accidental-death/ today.